Customer Ratings and Reviews

I’m soo glad my Broker referred me to TJ. He’s professional, quick, he tells you like it is. TJ got me better coverage at a cheaper rate. Thanks TJ!

Carlton Price, L.A. Ca

TJ has been awesome. Quick, professional, he’s a straight shooter. He got me better coverage at a cheaper rate! So glad he was referred to me by my Broker. Thanks TJ!

Carlton Price

TJ is an example of what an excellent insurance agent does. He is incredibly knowledgeable and thorough in explaining the various forms of personal insurance to match the client’s needs. He is genuine and always has his clients interest at heart. I highly recommend dealing with TJ!

Kirk Krikorian

TJ from PolyInsurance provides excellent customer service 100% of the time. He returns my phone call and email/text messages in the most expedient manner!

Alejandro Hernandez

TJ provides excellent service. He has been my agent for many years and I can always reach him whenever I have any questions.


Professional, courteous, prompt

Talal Bakdache

excellent service

Dina Carlón

TJ is very devoted ro his customers and other callers. He even helped me on Super Bowl day.

He is very genuine and thorough and goes out of his way to explain all the details and clarify everything.

I have been dealing with him for over 25 years for all my insurance needs .

Thank you so much, TJ

Roger Jehamy

Tj gives excellent service, He is always very helpful.


TJ has always been one to answer his and if for some odd reason he does not pick up he’s within minutes calling you back. He’s my #1 go to for insurance, we have been with him for many years. Thank you for your excellent service.

Valerie McNeil

good and fast service


TJ is excellent. He is very efficient, and he explained the terms of the insurance line by line. He responds promptly to my emails. Thank you TJ.

Linda Telfer

TJ is excellent. He is very efficient, and he explained the terms of the insurance line by line. He responds promptly to my emails. Thank you TJ.

Linda Telfer

Tj gives excellent service, Always looks out for peoples needs.Responds to my insurance needs.

denny specht

Tj has been my agent for House Insurence over 13 years, whenever I have a question, he respond to me as soon as he’s available and always gives me the best advice,

Marco ponce


Emerald Martinez

TJ is very responsive to customer needs.

Every instance I needed TJ help with my multiple policies, the issue was responded to promptly and effectively.

Leonid Orlov

TJ is awesome always there for us. He returns phone calls and solves what ever our issue is ASAP!


TJ was terrific. He was friendly and made me feel like he was really looking out for me.

Walter England

tj was always great to deal with. I really felt that he was interested in me as I insured my homes

Walter England

I appreciate always the prompt assistance from TJ when it comes to insurance policies with family, home and auto, TJ is the person to go. Thank you,

Javier Amezcua

After calling several other providers, TJ gave the best quote and the best customer service.

Joe Arnold

TJ always takes care of questions swiftly and professionally.

Darlene Spriggs

TJ has been great to work with. He’s very responsive to our needs and we are very glad to have him as our agent.


TJ is very helpful, knowledgeable, and professional. Highly recommended for any insurance needs. Thanks TJ!

Ken O.

Excellent & efficient service.


TJ has been my insurance agent for several years helping me out with multiple properties and vehicles. Great and friendly service!

Joe Kadic

Great customer service. Attentive and professional


T.j always gets right back to you with answers to any questions, we have used him for many years and he has always looked after or


Our needs, professionally and with the up most integrity. I would recommend him to any one


TJ has been the ultimate pro for well over a decade for my family. The very best professional, service, and coverage. Always has my back. I’m a difficult CEO that shops around and is loyal to nobody. TJ is truly the BEST. Keep it simple…

Russell Lee Speck II

TJ is the ultimate: Best service, rates, and coverage. I’m not an easy guy. As a CEO, I shop around and expect the best- Loyal to no one. TJ has covered me for well over a decade. He’s clearly the best. Seriously.

Russell Lee Speck Ii

T.J. has been our agent for quite some time now. Whatever we’ve asked he has handled the request quickly. Very professional. Thank you T.J.

David Brott

TJ is a always courteous, prompt in responding and efficient in adding new cars or family members. Thank you TJ.

Javier Amezcua

TJ always friendly and good service. Thank you

Simon Chung

TJ: fabulous agent! Quick respond, accurate and friendly! Highly recommended!


TJ- I’ve been working with TJ for several years. He is very professional, easy to work with, very knowledgeable ,and has excellent customer service. Thank you for all that you do.

Rakiya J, Calimesa, CA

TJ always takes care of any question I may have promptly. And always follows thru if further action is needed. I sent him an email on a Saturday and TJ responded by phone and email. I highly recommend anyone to check with him for a quote. He does not pressure you for a sale.


TJ is a terrific agent .. quick, professional with a client’s interest in mind

Leonid Orlov

Quick, Professional, customer interest 1st .. what else one could wish for in insurance agent


TJ is really great agent, always answer the phone when you need him and keep you informed about your different options. We really appreciate his attention to detail and friendly service

M. Azazy

TJ Chalhoub is always there when we call, without fail, to answer any question or resolve issues we may have. No answering machines, third persons, etc. Quite unusual these days. Thanks TJ.

Steven & Jayme DeLeo

Excellent service

George Hadaya

We are extremely happy we went with PolyInsurance. TJ and his staff are amazing, they are always there when you need them. They also gave us positive suggestions and recommendations as to how to tailor our coverage. Will certainly recommend to friends!

A. Halabi

TJ was referred by a friend. Great professional to work with. Would recommend him to everyone I know.


TJ is always so helpful and efficient. Thanks

Dani DelRosario

Work with TJ for more than 10 years. He is reliable, professional and prompt to reply all requests. Good service!


Take are my heart –


Great and prompt reliable service


Very competent and helpful agent


TJ is always there to help

& he is very patient.


TJ, is always helpful and always gets back to me fast with my answers to my questions.


TJ is honest and act friendly with customers.


TJ is awesome! I have my vehicles and houses insured thru him. His customer service is top notch. He even once called me on vacation! Thanks TJ!!!


TJ response very quick, usually in the same day or early the next day, even it’s weekend. Very reliable!

Ben Zhang

TJ provides exceptional customer service all the time and works hard to meet or exceed his customers’ needs. I will recommend TJ to my family and friends!

Alejandro Hernandez

TJ has been a tremendous agent for me for quite a long time and continues to provide top of the line customer service. He listens to his customer needs and works hard to meet them as best he could. I will recommend him to my family and friends anytime.

Alejandro Hernandez

TJ is the most honest and hard working agent I have ever worked with. He finds the best policy for each of my needs and is prompt, professional and follows through. I highly recommended and my next step is to change my insurance policies to him.

Roció Beristain

TJ has been our family’s agent for years. Highly recommended. TJ is always available for any questions and concerns I may have. Thank you TJ.

Yousef Batarseh

TJ has been my agent for many years because I trust his professional knowledge and service. It’s so nice to be able to call him directly and get answers or changes done with 1 call.

Vienna Wilson

TJ is very helpful. He is always there when you need his assistance. Thank you TJ

LV, San Jose

Tj was very efficient!


I have all my insurance whit TJ ,he help us in about every type of insurance healthcare,automobile etc.if I have some questions immediately he calls us to explain ,we trust him

Cecilia and Roberto F Nicolau

TJ Help us to do everything of our insurance health care, automobile and more ,he’s excellent profissional and we trust him

Cecilia and Roberto F Nicolau

Hand down best agent I have ever had, TJ returns phone calls & e mails with in minutes of Receiving them even when he’s on vacation.

Very Personable and very easy to communicate with. I would recommend them to anyone. Thank you for all you do TJ.

Lori Milisic

TJ is always available to help. He is best


I am 100% satisfied with the service I have been receiving from TJ Chalhoub. His extensive knowledge and quick response time has given me peace of mind and made doing business with him pleasurable. He is a true asset to his company!

Peter Mohrmann

Tony is efficient, helpful, and honest!


TJ has been my car and home insurance agent for decades and covered me through 4 homes and at least 5 or more cars. He is excellent in getting the best deals and the lowest rate for you. He calls back promptly no matter when you call him. He’s professional and really cares about his clients. I highly recommend TJ as you’re insurance agent.

Doris Lew

Excellent service and always helpful.

Terry Ochman

I have been extremely satisfied with TJ’s professionalism, quick response time and reactivity.

Alfred Farwagi

Very fast and helpful. Thanks TJ

Tara Clardy

TJ is easy to do business with, He is prompt in his response and always helpful.

David Paladino

TJ was the best in timing, process, and total service. He was amazing in responding even at 10 p.m. to get what is necessary done. And then, he did it with grace and followed up to complete everything with the least amount of friction. Seriously amazing!

Shahrzad sharei

Without a doubt TJ has been one of the most responsive and knowledgeable agents I’ve ever dealt with. He always responds within the day, mostly by phone, sometimes e-mail. He listens and has an informed response. Even though we live in another state, TJ was always there for us.

Susan Borgardt

Very quick response this morning from TJ. Took care of my request immediately. Thank you.

K. Brott

The best insurance agent in the entire San Diego county area.. Very responsive and caring.. Ira Chroman, Sherman Oaks, Ca.

Ira Chroman,

Quick response if I needed a policy for my mortgage banker. I have been a customer for more than 5 years and he’s very reliable if I have a question on my policy.

Jorge M. Adamos

TJ always responds in first time. He provides most suitable products to his customers


TJ always responds in first time and tries his best to provide best product to his customers

Ling Qin

TJ is the best! Excellent customer service!


TJ is very accommodating and conscientious.


TJ is very pleasant

& helpful. He consistently provides me with excellent & prompt service, & sound advice.



Excellent customer Service. Very fast response and makes sure all requests are complete.

Paty V

TJ always answers questions promptly and follows thru. We’ve used him for our rental property for quite a few years and have now added our car and personal home.

Barbara Z.

TJ is perfect. quick and kindly.

Xiaoning Wang


Very polite and kind

Pierre feghali

TJ has been an excellent rep through the years that I have been with him.

David S.

TJ is ALWAYS around when you need him. He is quick, accurate and a delight to work with for my insurance needs. A+ person!

RWB, San Diego, CA

I have always felt that TJwould be there to take care of any of our insurance needs. I know he is just a phone call away from being there to help. Thank you for that.

Kay Brott, Menifee, CA

Please find below reviews from our previous Review site:

I have always felt that TJwould be there to take care of any of our insurance needs. I know he is just a phone call away from being there to help. Thank you for that.
Kay Brott, Menifee, CA

TJ is ALWAYS around when you need him. He is quick, accurate and a delight to work with for my insurance needs. A+ person!
RWB, San Diego, CA

TJ Is an excellent agent. Always informed us of other insurance needs, but it never felt pushy or intrusive. Very personable.
Linda King, Murrieta , CA

TJ is the role model for how insurance agent s should be. He is very helpful and responsive. I have dealt with him for the past 7 years for my car and home insurance. Keep up the good work. I appreciate your help
Mohamed Elazazy, Roseville, CA

TJ is excellent in providing the best insurance possible
Samuel Lifshutz, Calabasas, CA

TJ has always done an amazing job managing my home policies with whatever changes or problems I may encounter with any of my 3 different properties.
Laura Lindsay, Citrus Heights, CA

TJ helped me get the right plan for me and my family. He is very professional, friendly and skilled. Highly recommended.
Hatem, Houston, TX

TJ is very promp returning calls , he is very friendly and has great customer service. I would definitely recommend his services
David Alvarado, San Diego , CA

TJ is always available when I need to change or modify my home or auto policy. He is very helpful and if possible he tries to get the best policy at my price point. Thanks,TJ
Ralph, Eastvale , CA

TJ is an amazing agent who cares more about his clients’ insurances well being than making a quick buck. I have been very impressed with his professionalism and willingness to answer my questions, no matter how many I have. He is also a genuinely nice person who goes above and beyond for his clients. I’d recommend TJ to my networks, friends and family without hesitation.
Chui, Riverside, CA

TJ is consistently helpful, fast in his responses and very efficient. I can always count on him for any of my insurance questions and needs. The best!!!!
Marcelle, San Diego, CA

I have been working with TJ for 6 years. He is always well-informed and efficient. I do feel well-taken care of, and that peace of mind is priceless. He is the best.
seongmin nam, berkeley , CA

Couldn’t have had a better experience! He is fast, efficient, and extremely pleasing to work with.
Ryan Feghali, San Diego, CA

TJ has been an excellent agent to work with. He is responsive and courteous, and quick to respond to enquiries. From me he gets 5 out of 5. Palmi J
Palmi J, Incline, NV

TJ is always available, is concerned about us and our insurance needs, and is always pleasant.
Walter g. england, Corona, , CA

TJ is very professional and punctual with his responses. Dealing with insurance is not easy but TJ always made me and my family comfortable! I highly recommend him.
Deena Tajran, San Diego, CA

Rates are very important. But the real difference between auto insurances is made by the person on the other side of your phone call. That is persistently well demonstrated to me in all situations: whether I need further trivial information about a specific item in my invoice or I am involved in an accident, TJ’s professionalism and empathetic personality are always reassuring. I switched my insurance services to PolyInsurance five years earlier from another good Co where I had business for no less than 20 years in San Diego. It was and still is a good decision.
John, San Diego, CA

TJ is incredibely efficient and thorough. He is always avaialable, clear and concise. He helped us choose a plan that best suits our personal and financial needs , while making the process as easy as it could be. I would recommend TJ to everyone, his professionalism and availability is unmatched.
Sarah Kabban, San Diego, CA, AL

TJ is always available and helpful. Couldn’t ask for anything more.
DS, San Diego, CA

Always available, always helpful. Couldn’t ask for anything more.
DS, San Diego, CA

The best agent ever
Pierre feghali, Ramona California, AL

TJ is always responsive to anything that comes up and takes care of things very quickly. Highly recommend him as an agent.
Christine, Indio, CA

TJ Chalhoub is very responsive to email, phone call, and dependable agent. He also has great knowledge about his product and has good communication skill.
Hang Nguyen, Fremont, CA

TJ is very easy to be reached and responsible. Either I send him email or phone call, he will response soon. He handles my multiple insurances and been giving me very good services.
Ben Zhang, Palo Alro, CA

It was a pleasure working with TJ when obtaining my car insurance. He’s extremely knowledgeable and really wants to ensure you get the coverage that best fits your needs. I highly recommend him.
Janet, San Diego, CA

TJ Chalhoub has been especially helpful whenever situations and questions arise. For example, he was able to immediately help us when we bought our new car. Whether it be questions on an addition to our house, or general questions that come up, TJ has always been eager , present, and full of clarity.
Michael Ortiz, La Mesa, CA, CA

an exellent agent, very quick and prompt to answer any calls or emails, very helpful, and very knowledgable. I wou highly recommend him
Ammar, riverside, CA

TJ,was great he answered the phone, got all the knowledge about insurance, caring about his customer with great service.
Kamil Dergham, Northridge, CA

I phoned T.J. after hours and he answered the phone. He politely gave me the requested quote. I checked with my borrower and my borrower accepted quote. I emailed T.J. back and within minutes I received an updated declaration page. I would highly recommend T.J.
Susan Baltzer, San Mateo, CA

Wow, I received my evidence of insurance within 15 min for a customer who is refinancing!! Most companies take 48 hours. I wish all companies were this efficient!
Patti, Upland, CA

Dealing with TJ Chalhoub has been amazing. He’s knowledgable, honest, efficient, and very friendly. He doesn’t make a sale and then disappear like most insurance brokers do. He actually cares and follows up. He is always there when you need assistance. He has even responded to my calls and emails on weekends. He is a person you can trust because you know he will take great care of you.
Aref C, San Diego, CA

TJ’s service is first class. He is honest, professional, and went the extra mile to ensure my insurance needs are met, and my questions are clarified. I highly recommend PolyInsurance.
Antonio, Carlsbad, CA

TJ does a great job. Always answers my questions, very helpful. Excellent customer service
kara rakoczy byun, davis, CA

TJ is always there when I need him. I can always call him and he has a solution and answer for everything. I trust him will all my insurance needs.

TJ answered every question that I asked within minutes. He Is a great agent, who responds when I have accidents and need an immediate answer. Thank you TJ.
Nuha Chedid, CA, AL

TJ has been my insurance agent for many years. He always makes sure that I have adequate coverage for my rental property in California at the best low price. On occasion, when I have forgotten to pay my policy, he sends me reminders, so that my policy is not cancelled. I would not trust anyone else with my insurance needs.
Delma Gordon, Las Vegas, NV

I’ve worked with TJ for close to 12 years for homeowner’s insurance for our home, rental properties, and auto insurance. By far, he has been very responsive with all of my needs and has provided excellent customer service. He has been quick to answer questions or see to my issues or needs. I couldn’t ask for more from an agent.
Melinda hudgens, Hanford, CA, AL

TJ provides prompt service and takes care of my home insurance needs. Very pleasant to work with.
Cahn, Sacramento, CA

Excellent service always gets back immediately. I have my Auto & Rental Insurance with TJ and his rates are the best

I have known and trusted TJ in all my insurance needs for over 20 years. He has always been there and personal. He’s honest and professional. He’s the go to guy for all your insurance needs.
Marcelle Khalil, San Diego California , AL

I am so lucky to meet TJ when I bought my first house. Because I didn’t know much more about house insurance. He is very nice , patience and professional giving me more help. So he is really good!
Ying han, Carlsbad , CA

You are to be commended for your responsiveness and timely execution of our requests. Your professionalism, knowledge and courtesy outrank many agents we have worked with in the past. A well deserved 5-Star!!
Tony Khalil, Del Mar, CA

I am very fortunate to have TJ as our insurance agent for last few years. He is Very professional, knowledgeable and sincere agent to work with. Also Very prompt, and providers excellent service that exceed anyone expectation. Great person to work with , thank you TJ for all your hard work.
Nada ADJADJ, El cajon, CA

I have been working with TJ for a few years now, and couldn’t be happier with my insurance agent. In the past its been so complicated and time consuming with other agents. TJ goes way above and beyond to give to notch service and products. I trust TJ with all my insurance needs… Auto, home, rentals, umbrella. I would highly recommend TJ to anyone and everyone!
Levi, Oceanside, CA

TJ was great to work with as we went through the process of switching our home and auto insurance over. He helped us get the best price and guided us through the transition to the new policies.
Teresa, Chula Vista, CA

TJ’s service is excellent, prompt and professional. He is incredibly knowledgeable and helpful. I recommend TJ to all my family. Thanks for all the efforts.
Chui, Riverside, CA

TJ is the best. My loan company needed immediate information and he worked in the evening to provide it. We have 3 policies with him. I highly recommend him.
Wolfgang Konrad, Seal Beach, CA

TJ, Makes sure I get the best coverage for the lowest cost. Always available & very knowable & professional.
Dennis Specht, Chula Vista , CA

Awesome !
Catherine Iglesias, Chino, CA

There are insurance agent s and then there is TJ. Very professional, very prompt and always there when you need him. Thanks TJ for being such a great agent.
Mahmoud Badeanlou, San Diego, CA

TJ is the best Agent we have ever had. Prompt and professional. It is nice to have such excellent customer service nowdays. Thank you TJ!

TJ has been our insurance agent for 20 years. He always provides us with excellent service. He can be reached easily and responds quickly and efficiently. TJ saved us thousands of dollars without us even asking. He is always extremely helpful. We are proud to refer him to friends and family.
Mona Bishar, Carlsbad, CA

I have several rental properties and TJ has always been helpful in making sure i get the best coverage for the lowest cost. He also helps me keep track of payments and such. Great service for nearly 7 years.
Joe, tarzana, CA

Excellent service as insurance agent. We have all our policies, through him: Life, disability, home, umbrella, rental, and multiple cars… He can be reached easily and at all time with quick response within minutes…
LG, Anaheim, CA

TJ outdid himself as my insurance broker when my car was in a collision back in October; from the time the accident happened until I got my car back from the shop, TJ was on top of things making sure that I feel treated like a #1 customer and my car is well taken care of!
Walid Ali-Ahmad, San Diego, CA

We are fortunate to have TJ and Polyinsurance taking care if all our insurance needs! TJ is always professional and provides excellent service. He always goes above and beyond , exceeding all expectations.
Sherry Fattouh, San Diego, CA

When it comes to insurance I’m sure we all want a responsive agent, lowest price and a reliable company. TJ has provided all of this during the 6-7 years I have been a client. This relationship was not the case with y last (very well-known) insurance company.
Phil Quinton, Angels Camp, CA

TJ makes himself available at any time making his service unique, and he always is straight forward and direct, advocating for his clients. Great agent!
Allie, San Diego, CA

TJ has been my agent for more than a decade and has supported me with several homes and cars. He’s the best!
Jeff jensen, La Jolla, CA

TJ helped us save a ton of money and has EXCELLENT customer service. Very Happy
Kim, jamul, CA

Very good customer service and prompt service. We are very satisfy and recommend this agency and agent .
David alvarado, San Diego, CA

Great service and attention to detail.
Javier Amezcua, San Diego, CA

I have dealt with many insurance agents but TJ is exceptional. He is ALWAYS super quick with his replies and is always reliable and informative. Too bad he doesn’t do commercial policies.
Hanako Wakiyama, Dana Point, CA

I’m in Colorado and TJ has always been very responsive to any questions I may have. Very patient and informative.
susan borgardt, hartstel, CO

TJ has been handling my insurance on my home and cars for many years, he is a great agent, always there to answer any questions, I would not change him for any reason.
Fuad Batarseh, San Bernardino, CA

TJ is a wonderful agent and he is so customer focused. He has managed the insurance on our home for several years and I am extremely happy with him. His newsletters are wonderful and add such a personal touch. I wouldn’t change agents for anything, he is the best!
Lana Cabigas, Camarillo, CA

TJ deserves a 5 stars. He responds quick. make every efforts to help me make saving and also have good coverage. I trust him because of his knowledge with products and several years of service for me. He is highly recommended.
ling Qin, Berkeley, AL

TJ, can always be counted on even on the weekends. He found me a lower cost annually auto policy savings me over $200 a year.
Ralph, eastvale, CA

Pretty fast in getting the info, good service!
Hong, Laguna Hills, CA

Tj is always very helpful . He takes time to explain everything to us . He is always available and pleasant . I love having him as a agent for my insurance
Jennifer Habchi, San Diego, CA

Fast efficient response, excellent prices

TJ is always knowledgeable, helpful and timely in his responses.
Henriette Schultz, San Diego, CA

Awesome help every time I need him. I really appreciate what he does every time!
spart, san diego, CA

TJ has been always responsive when I contact him. He always provides information I requested,
xiaonan yang, Redmond, WA

TJ’s service is excellent. He is very knowledgeable and prompt for answering questions and Emails. He does tailor your insurance plan to fit your personal finances and needs, and has a comprehensive approach to all policies. I’m glad i found somebody like him. Thanks for all the efforts.
Saeed Awan, Irvine, CA

Excellent service, good prices. Immediate response to any issue, including weekends .. customer centric business .. my goto insurance agency Highly recommend.
Leonid Orlov, Hermosa Beach, CA

TJ is always keeping me up to date on what’s going on with my policies and when renewals are coming up. Easy to work with. Never had any issues
Andy, san jose, CA

I would not do business with anyone else. TJ has always for several years managed my insurance. Always responsive and taking care of things for me, most professional and thorough.
Ricki Clavier, Oceanside, CA

TJ is so good at his job! He is efficient , fast , and Goes the extra mile for his clients. He does his research and finds the best policy’s to fit his clients needs. I just did 16 weeks of chemo therapy and TJ was there to help me fix all my ins needs & help me understand things better. What I couldn’t do he did for me. Thank for all your help TJ I highly recommend you!
Lori milisic, La mesa, CA

TJ and his father have been our insurance agent for about 20 years. We trust them.
T. D. Brown, San Diego, CA

TJ Chalhoub has always been so quick to respond whenever I have contacted him for anything! He has always been extremely helpful in all situations. I think he is Great!!!
Kim van Benthem, El Cajon, CA

TJ Chalhoub has served me well for a number of years as I’ve moved several times with home and condo policies. Thanks TJ.
Robert Castro, Long Beach, CA

OUTSTANDING in every aspect .. this is the third policy I purchased from TJ. Don’t waste your time anywhere else, I tried them all.
Eli, San Diego, CA

Poly Insurance is the best insurance brokerage on earth. PERIOD!
Patrick A., Carlsbad, CA

Just want to let you know, Mr. Chalhaub how much I appreciate you taking such good care of you clients and patiently keeping us on schedule when we need to be reminded about a due date. You are such a gentleman about it and it is a real pleasure to have such a talented person as you to help me handle my insurance needs. Thanks again for keeping me on schedule!
Pat Thompson, Pittsburg, CA

T.J. has been our Insurance Agent for many years and would recommend him highly to my best friends and family, which I do! We had a situation at one time with a rental and his response was astounding and dealing with the insurance company was so easy due to T.J. complete involvement in the matter. He also has great prices!
Jackie Harris, H. Craig Guinter, Solana Beach, CA

TJ is very helpful. Fast reply. Great agent.Thanks.
Samuel L., Calabasas, CA

I am a consummate comparison shopping, came to TJ by accident. The rates for RE insurance products were superb .. and can’t be beat by other offerings for the last 5 years. Personable, efficient service, highly recommend.
Leonid Orlov, Hermosa beach, CA

TJ’s service is excellent. He is very knowledgeable and prompt for answering questions and Emails. He does tailor your insurance plan to fit your personal finances and needs, and has a comprehensive approach to all policies. I’m glad i found somebody like him. Thanks for all the efforts.
Salim Wehbe, Sacramento, CA

TJ is very knowledgeable and helpful. He is trustworthy and provides unbiased advice on insurance options and recommendations… He is always available to answer questions and provide guidance in a timely and profrssional manner. I would recommend him to all my friends!
L. Rouhana, San Diego, CA

I have been Polyinsurance client for fourteen years. TJ has provided all my insurance needs , home, medica, and auto. I am extremely satisfied with his services and professionalism with which he executes these services. For me the most important aspect is his personal dedication to solving my insurance needs which are constantly changing. I have called him many times even on weekends, and left him messages, but he never even waited until Monday to respond, even though there was no urgency !! My family and I are very fortunate and very thankfull to him for his great services. I have rated his company five stars because he deserves it.
Tommy Elias, San Diego , CA

TJ is very professional yet personable. Very knowledgeable and knows how to explain things so you understand everything. He goes beyond the limb to help you out and make sure you are happy. He is truly the representation of what good customer service is all about and more. I know I can count on TJ for any insurance needs. I’m so grateful to have TJ as my agent.
Doris, La Jolla, CA

TJ is great. Great personable service.
Erik, San Diego, CA

TJ is incredibly knowledgable and helpful. He is always on top of everything and makes sure his customers are happy and aware of all policies and details. He is very helpful with informing of us of changes or keeping us up to date with new insurances. He is a great agent.
Melea, san diego, CA

I had TJ as my insurance agent for my properties and he has an excellent service. You can count on him.
Ziad A, San Ramon, CA

I bought insurance from TJ two years ago, he always provides me excellent service, he is the best agent I ever met.
yiheng, Carlsbad, CA

TJ is outstanding! His service and expertise is second to none. My family and I appreciate how knowledgable, thorough, and helpful TJ is 100% of the time. We are proud to refer him to family and friends and know they will receive the same consistent service that we do.
Nadine, Santa Monica, CA

TJ, I want to thank you and give you the best rating because of your honesty, integrity and fast service. You were able to give me the best life insurance quote. Your got the five stars because of your caring, quick and efficient response. Thanks again.
mona abed, escondido, CA

You can count on TJ whenever you request something and he continues to keep you posted. Great customer service.
Ingrid Saba, Escondido, CA

Though we’ve only been working with T.J. for the past two years he has proven heads above our previous carriers who many times were difficult to reach and we’d find ourselves speaking with someone else from their office. T.J. has always responded immediately, is very much hands on and puts together the best plans available for our needs. Thank you T.J. We appreciate you moving quickly with whatever need we may have. … K. Brott
Kay Brott, Menifee, CA

TJ, Thanks a bundle for your great service over the years. We have enjoyed working with you and looking forward to maintain a long term relationship with you.
SALIM IDRIS, Westminster , CA

TJ is great! I have worked with him for several years now and he continues to meet my every need in a timely manner. Thanks TJ for such great service over the years.
Theresa, Oakland, CA

TJ always provides great service and responded in 6 minutes to my request in a recent situation when I am in Eourope on a work assignment. TJ is fair and honest and responsive. I can not ask for anything more.



I was with the same gentleman for auto/home policies for 12 years. He decided to sell his business. I was very apprehensive. TJ has exceeded all of my expectations seamlessly. He contacted me right away and updated made sure all of my policies were current and managed well. He seems to intuitively know what is best for me before I ask. I am notified promptly of any changes, renewals, opportunities. I always get answers within a couple of minutes to a couple of hours. I would not only recommend TJ but would also ass that you are doing yourself a dis-service if you do not at least attempt to work together on your insurance needs.
Randy Broughton, San Diego, CA

I have worked with TJ and PolyInsurance for several years now and have had nothing but great experiences with my homes and autos insurances. The premiums are consistently lower than competitors and the response time to anything i’ve needed has been almost immediate. You can’t put a price on great service, especially when it comes to something as vital as insurance.
Andrew Feghali, San Diego, CA

My family has been doing business with PolyInsurance for the past 2 decades. We get all of our personal insurance policies through them, health, home, and auto. I heard they will soon start handling business liability insurance as well as workers comp. I will definitely consider this agency to help my corporation with its insurance needs – because they know how to take care of their customers. Every time an issue comes up or have an insurance question I call on TJ and boy is he patient with me. He always helps me figure out the best plan at the best rate. TJ is well informed in all types of insurance and very quick to respond to my inquiries – top notch.
Hani Farah, LA JOLLA, CA

best service lowest price.
hatef bogzaran, san diego, CA

I would recommend T J to all my family and friends He is the best service insurance gentleman I have ever worked with He saved me over 10% on all my rental properties and he returns my calls immediately I never worry about my coverage and T J keeps me updated on what’s going on int he market place. I can’t wait for T J to take over all my commercial properties.
Elie feghali, San Diego , CA

TJ is always extremely knowledgeable, helpful and timely in his responses.
John, Carlsbad, CA

We have been with PolyInsurance since 2003. Both Tony and TJ are very knowleable and helpful with health insurance. Their services are very prompt. Thank you.
Hong, Laguna Hills, CA

I’ve been with Polyinsurance for 4 years. TJ is very friendly and always listen to your needs and provides good services. Thanks TJ.
Luong, San Jose, CA

In 5+ years of working with TJ, I have always admired his personal service with a human touch. He is knowledgeable, friendly, and helpful.
Paul Rose, San Francisco, CA

Great service and follow up. Great prices on insurance. Just what I needed.
Robert E Grimaud, Eugene, OR

Thank you TJ for your outstanding help and quick response. Your clear and detailed information allowed me to switch my insurance and saved lots of money. You made it so easy and simple. I definitely recommend you to my family, friends and co-worker. I wish you the best
Charles Moussa, La Mesa, CA

TJ has been the most responsive agent I have dealt with. His advice is spot on and he never pressures you to move quickly on decisions.
Walter England, Corona, CA

Thank you TJ for being there and for being so caring, responsive, and prompt . Getting an insurance policy with TJ was a great experience, he knew all the twists and got me the best product .
George Fadda, La Jolla , CA

I can’t thank you enough TJ for the excellent service you provide not to mention savings! I can honestly say that you’re the best agent I have ever had.
Eli, San Diego, CA

Excellent service and follow up
Palmi Johannesson, Incline, NV

TJ is wonderful to work with..He definitely has your back and solves issues quickly if they come up.. I would recommend him to anyone. It is nice to have an insurance agent like TJ that takes the time to help you with your policy when you are unsure or have questions..Thank you TJ!!!
tracy hanak, San Diego, CA

TJ is always responsive, polite and efficient. I feel well represented.

Response: Thank you for your review. TJ Chalhoub –
Robert Logan, Sacramento, CA

My experience so far with TJ has been a pleasant and hassle-free one. He’s very communicative, responds in a timely fashion, and was able to answer all my questions.

Response: Thank you for your review. TJ Chalhoub –
Thomas Oliver, San Diego, CA

TJ makes the process of getting insurance polices simple. He responds quickly and efficiently to all my insurance needs . One call and he takes care of the rest! Thanks TJ for the landlord policies.

Response: Thank you for your review. TJ Chalhoub –
D Gilcrest, Visalia, CA

TJ is very helpful and polite, great to have him as an agent. I appreciate your effort

Response: Thank you for your review. TJ Chalhoub –
Mo Elazazy, Roseville, CA

TJ is the best insurance agent ever!!

Response: Thank you for your review. TJ Chalhoub –
Ramez Farah, Las Vegas, NV

TJ is great. He is always responsive, always helpful and very professional. I found him by chance and it was my lucky day when I did! I would recommend him to anyone/everyone.

Response: Thank you for your review. TJ Chalhoub –
Camille, San Francisco, CA

TJ always promptly responded to our questions and concerns. We’ve been satisfied with his service. He also help us with the choices of insurance packages that suitable for our house and car.

Response: Thank you for your review. TJ Chalhoub –
Anna, San Jose, CA

I’ve always appreciated prompt, professional attention for my insurance needs from TJ and intend to continue with our business relationship for many more years to come. He really represents his company well with wisdom, patience, wit, caring, and patience. Thanks
Danielle D., Paradise, CA

TJ is a very competent Insurance broker. He always promptly return phone calls messages. I have all 10 rentals insured with Safeco Ins. I am very pleased with TJ services.
Ana Monteiro, Ventura, CA

Even though I live in Colorado, TJ was always very responsive to my questions. I’ve been completely satisfied with his work ethics and his products. He doesn’t hesitate to call rather than answer my e-mail questions.
susan borgardt, hartsel, CO

This is so nice after many years dealing with AAA to feel like there is a human being really taking care of my insurance needs. TJ is always on the watch for us and is always able to provide us with the coverage we need at a great price. Greatly recommended!
sandrine miller, Del Mar, CA

TJ makes getting an Insurance policy so easy and simple and has been saving me so much time and trouble. I have worked with him for several years now. Initially started out as getting one insurance policy for one of our Home but the experience was so pleasant that I contact him every time I need an insurance policy. I would highly recommend you to work with TJ and Poly insurance. Thank you TJ.
Jamie Kim, Tustin, CA

Thank you TJ for all what you do for our family. It has been a great pleasure to be associated with you. We are so happy to have you handle all of our insurance needs for the past five years, your service and honesty are second to none. So thank you so much for being here for us. I know I can count on you anytime I pick up the phone or email you for any questions, You are always available and you always answer our questions. also your rates are the lowest in the industry. I wish you the best
Elie F., Rancho Santa Fe, CA

TJ has been my main man for insurance needs. He gave me the best rates possible. I was with the other big names insurance provider before but when I came to know TJ, I immediately moved all my insurance to him. He is very kind, patient, and honest. TJ provides excellent service and takes care of his every clients. When my friends asks me about my insurance provider, I did not hesitate to refer them to TJ. And TJ did not fail me. We are all very happy and contented with TJ.
Alejandro, Paramount, CA

I have known TJ for many years. Two years ago I sked him to give me quotations on my real estate and auto insurance. I have been with AAA for over twenty years, not only TJ was able to beat their prices, I am getting great service from him, he has all my policies and also my familie’s policies. I proudly refered many of my friends to him and they are as happy as I am with his services
Souhail george azzam, Rancho Santa fe, CA

I was referred to TJ by a friend. I already had insurance with one of the big guys, but wanted to compair to see if I could save money. I did not only save money but also received better coverage and service. TJ is responsive and detail, with in a month I canceled all my policies and move it TJ ( rentals, auto and personal home). I am currently working on life insurance polices for my wife and myself. If you are looking for someone who you can trust and don’t worry if you are getting the best coverage and best price TJ is the person.
Paul C, San Diego, CA

After having trouble finding a health insurance policy, I was referred to TJ through a friend. From the beginning. TJ has been extremely informative and helpful throughout the entire application process. He has great attention to detail and is even willing to take the time to clarify any of my questions and/or concerns. I am very pleased with his services, and would recommend TJ to anyone seeking a reliable insurance broker.
Elizabeth M., San Diego, CA

TJ made the application process during open enrollment easy and fast for me. TJ was able to answer all of my questions and provided me with top notch service. Thanks TJ
Robert Anastasia, San Diego, CA

TJ Chalhoub has provided exceptional service for our insurance needs. He has gone out of his way to assist us, always just an email or phone call away. Thank you so much,
sylvia werner, whittier, CA

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